REVIEW · ITALY
From Lake Como or Milan: Bernina Red Train Tour
The Bernina Red Train is the star here: a spectacular rail journey from Tirano to St. Moritz, climbing past lakes, glaciers, villages, and the 2,253-meter Ospizio Bernina. I like the smart one-way design, train up and private car back, and I like having a driver such as Giovanni to handle the long transfers and add local stories.
The main drawback is the price, $922.66 per person, and the day is long at roughly 9 to 12 hours. The trip also crosses into Switzerland, so you need your passport, and the waterfall stop is not offered on weekends or in August.
Key points to know before booking

- The train ride lasts about two and a half hours: You’ll travel from Tirano to St. Moritz in first class along the UNESCO-listed Bernina railway.
- The private car makes the route practical: Pickup and drop-off are included from Lake Como accommodations, with a Milan option available.
- St. Moritz is a short visit: You get about 90 minutes in town, plus 30 minutes at Lake St. Moritz.
- The return route is scenic but lengthy: The car crosses Maloja Pass and stops at Lake Silvaplana, with Acquafraggia Falls added when available.
- The experience is private: Only your group participates, which makes the long day easier to manage.
- The itinerary needs careful checking: The core schedule describes train, lakes, town, and waterfalls. Other promotional details mention cycling, kayaking, and a beach picnic, but these are not listed among the included services.
Why the Bernina Red Train makes this day special

Many Lake Como excursions keep you close to the water. This one carries you from Italian lake country into the Swiss Alps, then returns by road through a different mountain valley. That change of pace is the reason to consider it.
The Bernina railway is a UNESCO World Heritage Site, not simply a scenic train marketed with a catchy name. Between Tirano and St. Moritz, the line passes small settlements, rivers, Alpine lakes, and glaciers. The highest point is Ospizio Bernina at 2,253 meters, where the scenery feels far removed from the Mediterranean mood of Lake Como.
I especially like the one-way arrangement. You do not spend the whole day retracing the same route. The train gives you the big rail spectacle, while the return by private car allows for road stops at Maloja Pass, Lake Silvaplana, and the Acquafraggia Waterfalls.
Still, you should set realistic expectations. This is a sightseeing marathon, not a slow mountain holiday. The exact length depends on your pickup point and traffic, and you spend a fair amount of time in the car. If you want a relaxed morning by Lake Como, this is not the right day trip.
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From Lake Como or Milan to Tirano

Your day begins with pickup at your accommodation around Lake Como. A private driver takes you toward Tirano, the Italian starting point for the Bernina train. If you start in Milan, select the Milan pickup option when booking, since the timing and route can change with your location.
The drive passes the Lake Como area associated with Varenna and Bellagio. Even if you have already visited those towns, seeing the lake from the road gives the outward journey some visual interest. The private transfer also removes the need to combine regional trains, buses, and mountain rail services on your own.
This is where the driver can make a major difference. Giovanni is repeatedly singled out for being prompt, friendly, entertaining, and good at explaining the places along the way. He has also made photo stops and offered historical and cultural context during the drive. You should not assume that a particular driver is guaranteed, but you can request Giovanni if availability allows.
The trip is private, so your group does not have to follow the rhythm of a large coach. That matters on a day with several transport changes. It also means you can ask for help with the station and coordinate your return pickup more easily.
Tirano to St. Moritz on the Bernina Red Train
At Tirano station, you board the Bernina Red Train for the journey to St. Moritz. The included ticket is first class and covers the one-way trip from Tirano to St. Moritz.
The ride takes about two and a half hours. The train passes through villages and hamlets, alongside rivers and lakes, and toward high Alpine country. Glaciers and steep mountain slopes appear as the railway gains height. The journey is as much about the changing scenery as the destination.
The railway reaches its highest point at Ospizio Bernina, 2,253 meters above sea level. You should bring a sweater and a light raincoat in every season. The mountain weather can differ sharply from conditions around Lake Como, and the advice is practical rather than decorative.
First class gives you a more comfortable way to spend the rail portion, but it does not turn the train into a private carriage. You are still sharing the service with other passengers. Also, the provided details do not promise panoramic roof windows or a specific carriage type, so book this for the route itself rather than for a particular train feature.
The scenery changes quickly, so keep your camera ready. At the same time, do not spend the whole ride staring through a screen. The pleasure here is watching Italy give way to the high country near the Swiss border.
Ninety minutes in St. Moritz

After arriving in St. Moritz, you have about 90 minutes to explore the town. This is enough for a walk and a snack, but not enough for a full museum program or a detailed tour of every corner.
St. Moritz has an Alpine setting with a polished, international feel. You can stroll through the center, stop for Engadin walnut cake, or try a Swiss chocolate praline. Those food suggestions are useful because this is also your main unstructured break, and lunch is not included.
The short visit works best if you keep your plans simple. Walk through the center, enjoy the mountain-town atmosphere, and leave time to get back to the meeting point. If you want a sit-down meal, remember that 90 minutes can disappear quickly.
There is no tour guide included. Your driver provides the transfers and may explain the area, but the visit to St. Moritz is described as an individual visit. I like that freedom, but you need to be comfortable making your own choices for lunch and sightseeing.
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Lake St. Moritz and a brief lakeside walk

Lake St. Moritz is close to the railway station, reached through a convenient underpass. You have about 30 minutes here, so this is a quick scenic stop rather than a full walk around the water.
You can follow part of the footpath beside the lake or walk toward the Church of St. Charles, visible in the distance. The lake offers a calmer contrast to the busy center of St. Moritz, and it gives you a chance to stretch your legs after the train.
Do not expect time to complete the entire lakeside route. The schedule allows a brief look and a few photographs before the return drive. If the weather is clear, this may be one of the most satisfying pauses of the day because it is simple and unhurried, even if short.
Returning through Maloja Pass

The journey back to Lake Como is by private car, crossing Maloja Pass. This is a valuable part of the design because you see a different side of the Alpine region instead of taking the train back to Tirano.
The road winds through wooded mountain country between the Italian and Swiss Alps. Your driver can stop for photographs where conditions and timing allow. Several people have praised Giovanni in particular for making the road journey entertaining and adding useful explanations along the way.
The return drive also gives you a closer look at how the mountain valleys connect. The train provides the grand visual sweep. The car lets you pause, look around, and hear about the places along the road.
The trade-off is time. After the train and the St. Moritz stops, you may feel tired during the return. This is one reason the private vehicle matters. You can settle in rather than manage a chain of public transport connections.
Lake Silvaplana, water sports, and a short stop

Lake Silvaplana is a 15-minute stop on the return route. In summer, it is associated with kitesurfing and windsurfing. In winter, when the lake freezes, it is used for walking routes, cross-country skiing, and snow kitesurfing. The Engadin Skimarathon also crosses the lake each year.
Your visit will be brief, so you are mainly stopping for the setting and a few photographs. The tour does not promise a water-sports activity, equipment rental, or time on the ice. Think of this as a scenic pause, not a lesson or active excursion.
The lake adds useful variety to the day. You have already seen high mountain rail scenery and St. Moritz’s urban lake. Silvaplana shows a more open recreational setting before the road drops toward Italy.
Acquafraggia Waterfalls near Chiavenna

The final listed stop is Acquafraggia Waterfalls, near Chiavenna. The falls form a double cascade of roughly 170 meters and were mentioned by Leonardo da Vinci. You get about 10 minutes here, enough for a quick look and photographs.
This stop is not available on weekends or in August. It is also subject to the timing of the return drive. If it is important to you, confirm the expected schedule before booking rather than treating it as guaranteed.
The waterfall is a good finishing touch because it breaks up the long ride home. Still, ten minutes is short. You will not have time for a long walk or a detailed visit, so keep your expectations modest.
What is included, and what needs clarification
The package includes private transfer with a professional driver, first-class one-way Bernina Red Train tickets, an individual visit to St. Moritz, Lake Silvaplana, and Acquafraggia Falls when available.
Lunch is not included. Neither are gratuities, personal purchases, or the services of a dedicated tour guide. Budget for lunch in St. Moritz, drinks, and any snacks during what can be a 12-hour day.
The supplied promotional material also refers to cycling in Pian di Spagna Nature Reserve, kayaking on Lake Como, beach time, and a picnic. Those activities do not appear in the detailed train itinerary or the included-services list. I would ask the operator to confirm them in writing before paying, because they sound like a different or expanded Lake Como program.
Is $922.66 per person good value?
At $922.66 per person, this is an expensive day trip. You are paying for a private vehicle, a professional driver, first-class rail tickets, flexible handling of a complex cross-border route, and pickup from Lake Como or Milan.
The value improves if you are traveling as a small private group and would otherwise need to arrange several separate trains and transfers. It also improves if you care about comfort, do not want to drive mountain roads, and want the return route through Maloja Pass.
The price is harder to justify if you only want the train ride. Independent planning may cost less, though it would require more work and would not provide the same private car service. The tour also gives you limited time in St. Moritz, so you should not book it as a deep visit to the town.
I would see this as a special-occasion splurge. The strongest parts are the Bernina rail journey and the private road return, not the short waterfall or lakeside stops.
Who should book this long Alpine day?
I would recommend it to couples, families, and small groups who want a major mountain outing from Lake Como without renting a car. It also suits people who prefer private transport and appreciate a driver who can explain the area during long road sections.
Families with teenagers may find the train, lakes, and changing scenery more engaging than a standard town tour. The private format also gives families more control than a large group excursion.
You should think twice if you dislike early starts, long driving periods, or tightly timed stops. You should also be ready for cooler, wetter conditions in the mountains, even when Lake Como is warm.
A passport is required to enter Switzerland. The tour can be canceled in heavy snow, with another date or a full refund offered in that case. Otherwise, the booking is non-refundable and cannot be changed, so check the weather forecast, pickup location, and passport details before committing.
Should you book the Bernina Red Train Tour?
Book it if the Bernina railway is high on your wish list and you want the easiest private way to combine it with St. Moritz and the Alpine roads. The train ride delivers the main reward, while the return by car adds variety and comfort.
Skip it if $922.66 feels too steep for one day, or if you want several hours to explore St. Moritz at your own pace. Also clarify the cycling, kayaking, beach, and picnic details before booking, since they are not part of the detailed included schedule.
For the right person, this is a memorable mountain day built around one excellent rail journey. Just treat it as a full-day expedition, not a casual side trip from the lake.
FAQ
How long does the Bernina Red Train Tour last?
The experience lasts approximately 9 to 12 hours. The exact schedule can vary based on your pickup location and minor itinerary changes.
Where does pickup take place?
Pickup and drop-off are included from accommodations located around Lake Como. A separate Milan option is available if your accommodation is in Milan.
Is the train ticket included?
Yes. The package includes a one-way first-class Bernina Red Train ticket from Tirano to St. Moritz.
Do I need a passport?
Yes. A passport is required to enter Switzerland.
Is lunch included?
No. Lunch is not included, and personal expenses are not covered.
Is a tour guide included?
No dedicated tour guide is included. The package provides a private transfer with a professional driver, and the St. Moritz visit is self-guided.
What happens if the weather is poor?
The tour requires good weather and may be canceled in heavy snow. If the operator cancels because of poor weather, you will be offered another date or a full refund.
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